Spring benefits at Garanta

Spring benefits at Garanta

For replacement value compensation, the benefit period was extended from 12 months to 18 months. Customers are therefore protected against loss of value in the event of an accident or theft for the first year and a half. A further improvement: If the car needs to be towed after an accident, this will now be insured up to a range of 200 kilometers. The rental car compensation was increased to 35 euros (for 5 days). The “Autohaus Premium” vehicle tariff also takes the trend towards electric vehicles into account. A special discount of 20% is granted for this group. Garanta also offers the “Electric Plus Package”, an additional module for fully or partially comprehensive insurance, which can be taken out for 19 euros per year. The following coverage components are provided, among others: all-risk coverage for the battery (e.g. in the event of damage due to overvoltage, incorrect operation or animal bite), damage to your own wallbox at home, damage to the charger, charging cable, charging card or theft of charging cables, disposal costs for the battery in the event of a total loss up to 10,000 euros.

For quick and competent processing, Garanta offers its car dealership partners the option of online policy with electronic signature, which has already proven itself well during the pandemic. Claims can also be processed online at the car dealership. The customer only has one contact person for all of these concerns, his salesperson at the car dealership. "The overall economic situation with the enormous inflation rates naturally also has an impact on the premium structure. So we had to adjust our premiums moderately upwards from May 1st," says Hans Günther Löckinger, Managing Director of GÖVD Garanta Austria, and continues: "In addition to these innovations, our partners and customers in the car dealership premium tariff can rely on the tried and tested Garanta advantages. These include the 100% total damage repair, the fair vehicle valuation or the waiver of wreck exchanges as well as the objection of gross negligence.”